Tickets On Sale Now for Homeless to Home Sweet Home Fundraiser

Fri, Oct 12th, 2018

Tickets are now on sale for Center For Siouxland's Annual Homeless to Home Sweet Home fundraiser! To purchase your tickets, call 712-252-1861 or stop by our office at 715 Douglas Street. Center For Siouxland’s signature event features Anna Taylor and Evan Kaler of 35th and Taylor, Tastings, a Slider Burger Bar, a Silent Auction, Mystery Wine and Emcee, Bruce Miller! Center For Siouxland is celebrating 43 years of providing services that promote self-sufficiency and financial stability to the people in our area. Money raised will go to our programs: Consumer Credit Counseling, HUD-Certified Housing Counseling, VITA (Volunteer Income Tax Assistance), Client Trust/Representative Payee Program, Bridges West Transitional Housing, and Prescription Medication Assistance. Please plan to attend on October 12, 2018!

Well-Known Personality Bruce Miller to Emcee Homeless to Home Sweet Home Whiskey, Wine & Brew Fundraiser

Fri, Oct 12th, 2018

Center For Siouxland is pleased to announce that Bruce Miller, a well-known local personality, will be the emcee at our Homeless to Home Sweet Home Whiskey, Wine & Brew Fundraiser!  Just another reason you'll want to attend Center For Siouxland's event.  Bruce has more than 30 years of reporting experience in Sioux City, and is the Editor and Entertainment Writer/Critic at the Sioux City Journal.  Watch our Facebook page and website for more information about our fundraiser!

Money Monday - There's Still Time to Sign up for Pre-Purchase Workshop

Mon, Sep 17th, 2018

Money Monday - There's Still Time to Sign up for Pre-Purchase Workshop

Center For Siouxland's certified housing counselor, Lori Scott will hold a Central Bank sponsored Pre-Purchase Workshop Friday, September 21st.  The class prepares first-time homebuyers for the process of buying a home and to avoid possible pit-falls.

Visit Center For Siouxland's Education & Workshops page or call 712-252-1861 ext. 47 for information or to register.

2018 Pre-purchase Workshop Dates for the remainder of the year are: 

  •  September 21, 2018
  •  October 19, 2018
  •  November 30, 2018


Home Sweet Home Whiskey, Wine & Brew Fundraiser Will Include a Silent Auction

Wed, Sep 12th, 2018

Center For Siouxland's Homeless to Home Sweet Home Whiskey, Wine & Brew Fundraiser will include a Silent Auction. Look for exciting items you may be interested in, including tickets to the November 10th Nebraska vs Illinois Football game! Like and follow us on Facebook to see more Silent Auction items in future posts!


Money Monday - What Are "Inquiries" On a Credit Report?

Mon, Sep 10th, 2018

Money Monday - What are "Inquiries" on a Credit Report?

Center For Siouxland Consumer Credit Counselors are frequently asked what a Credit Inquiry is.  An “inquiry” is the listing of the name of those who have accessed your credit file information. They have done so to “inquire” about your credit history. 

Four Sources Of Inquiries

1. One inquiry source could be a credit grantor that you have given permission to check your credit file in order to receive a loan or a credit card.

2. A second source could be credit grantors who are checking to see if you qualify for pre-approved credit. The information they access is extremely limited. These “promotional inquiries” show up only on the credit file that you, yourself access. Other lenders do not see promotional inquiries.

3. A third source for an inquiry can be another authorized user on any of your accounts who wishes to check the history of those accounts.

4. And last of all an inquiry can be generated by you, yourself. Inquiries made by the consumer do not show up on the credit report that others see.

Two General Types of Inquiries

1. Hard Inquiry: A record of a business request to see your credit report data for the purpose of an application for credit. Hard inquiries appear on your credit report each time you complete an application for a credit card, loan, cell phone, etc. Hard inquiries remain on your credit report for 2 years but are only included in your credit score for the first 12 months.

2. Soft Inquiry: A type of inquiry that does not harm your credit score. Soft inquiries are recorded when a business accesses your credit data for a purpose other than an application for credit. Soft inquiries include your request to see your own credit report and employment-related requests. This type of inquiry is recorded by the credit bureaus but does not usually appear on a credit report purchased by you or a business.

We hope this answers your questions about Credit Inquiries, but if you would like more information or have other questions about your credit, call our Consumer Credit department at 712-252-1861 ext. 47.  We Can Help!  Don't forget to follow us on Facebook for more weekly credit information!


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