Education and workshops

Center For Siouxland's Certified Consumer Credit Counselors offer a range of financial literacy workshops. We use well-established curriculum that are top standards for the industry. We also can create customized seminars to meet the individual needs of schools, area employers, and others.

Credit When Credit is Due

Registration is required. Please contact our office for more information.

This workshop is based on the book Credit When Credit is Due by Paul Strassels. This nationally recognized program is approximately 3 hours in length. Graduates can indicate on their credit report that they've completed financial literacy program.

Topics include:

  • The Facts of Life
  • Living on the Edge
  • To Borrow or Not to Borro
  • So You Have Decided to Borrow Some Money
  • The Terms of the Deal
  • Home Sweet Home
  • Building and Rebuilding Your Credit
  • Credit Cards and Other Loans
  • You've Got Trouble When You Fall Behind
  • Predatory Lending Practices

THIS CLASS IS ALSO AVAILABLE ON-LINE!

PRE-PURCHASE GROUP EDUCATION

Registration is required. Please contact our office for more information.

The Pre-Purchase Group Education class prepares first time homebuyers for the process of buying a home and to avoid possible pit-falls. We utilize the guide Homebuyer Education and Learning Program, created by the U.S. Department of Housing and Urban Development. The class is taught by a certified housing counselor.

Topics include:

  • Budgeting for your Home Purchase
  • How to Manage Debt
  • Credit Reports & your Credit History
  • Predatory Lending practices
  • Fair Housing Laws
  • Advantages and Disadvantages to Homeownership
  • Pre-qualifying/Pre-approval
  • Shopping for Your Loan
  • Shopping for Your Home
  • Selecting a Real Estate Agent
  • Negotiating Offers
  • Types of Homes
  • Home Appraiser/Home Inspector
  • Homeowners Insurance
  • Down Payments
  • Closing Process & Paperwork
  • Aftercare of Home

 

 

The following workshops are offered to area businesses for their employees:

WORKPLACE EDUCATION

We go on-site for employers to provide financial education to their employees. Financial education seminars can be customized to fit the needs of your employees and flexible scheduling allows education to occur during lunch hours, between shifts, and at employee benefit fairs.

Stress from personal money problems can spill over into the workplace. Research indicates that one-third of US workers believe their finances have hampered their job performance. Of these employees, nearly half spend at least seven work hours a week dealing with their personal money matters.

Some common signs that an employee is financially distressed include:

  • • Absenteeism
  • • Verbal or physical confrontations in the workplace
  • • Garnishments or wage advancements
  • • Low participation in 401(k) and other retirement plans
  • • Borrowing against retirement plans

SUCCESSFUL BUDGETING AND MANAGING YOUR CREDIT

This workshop is designed for individuals and couples who have had a sudden change in their income. This workshop covers topics such as: shopping for credit, what to do if you cannot pay your bills, budgeting, and credit reports.

SUCCESSFUL BUDGETING/MANAGING YOUR CREDIT - HIGH SCHOOL VERSION

This workshop includes the basics of budgeting, credit, managing debt, and credit reports. This workshop also includes activities designed for High School students to help them understand the importance and dangers of credit and budgeting.

Predatory Lending

This workshop outlines predatory lending practices and how to not fall prey to predatory lenders. Topics covered include: consolidation loans, mortgage loans, rent to own services, pay day loans, credit cards, and title loans.

If you need a program on a specific topic, call us and we can create a specialized workshop.

 

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