Representative Payee/Conservatorship

Representative Payee Services

Designed to assist clients in managing their finances.  Rent and other ongoing expenses are paid directly to help ensure financial and housing stability.  Center For Siouxland is appointed representative payee by Social Security, Veteran’s Administration, pensions, etc.  Counselors work out a budget with the client that meet their daily living expenses and provide weekly spending money.  Counselors meet with the clients on a monthly basis and more often if needed.

Conservatorship

Is set up when a client’s decision-making capacity is so impaired that the person is unable to care for their own personal safety or provide for necessities.  A conservator is appointed by the court to have custody and control of the property.  In order for a conservatorship to be set up the court must decide that the individual is incompetent to make financial decisions.

Bill Paying

Designed to assist clients in paying their bills.  This program is completely voluntary.  Clients are responsible to bring in any income to be deposited.  Clients are also responsible to bring in any bills.  The counselor and the client work together to evaluate the income versus the expenses to determine what should be paid.  The goal would be for the client to eventually take back paying their own bills.

Consumer Credit Counseling

Center For Consumer Credit Counseling, a program of Center For Siouxland, is a local, non-profit, United Way agency that can help you take control of your debt problems. Center For Consumer Credit Counseling offers free debt counseling during which you and our counselors look at your personal situation and possible solutions. Our counselors may suggest a Debt Management Plan (DMP) which would allow you relief from creditor phone calls, lower payments, lower interest rates, and one monthly payment of your debts. Click Here for more details of a debt management plan and the online application. Get more information about Consumer Credit Counseling.

Comprehensive Housing Counseling

Anti-Predatory Lending Education, Delinquency/Foreclosure Counseling, Reverse Mortgages Services, Pre-Purchase Home Buyer Education, Home Buyer Education, Landlord/Tenant Education, Homeless Assistance, and Housing Counseling.  All services are also available in Spanish.